Conventional NO PMI loans are available. Find out more in 90 seconds

Paying the costly insurance prevents many homeowners from getting homes.

Conventional NO PMI loans are available. Find out more in 90 seconds.

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Ferndale Ice Festival is an annual Event

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I have shot this festival numerous times. This time, was easily the warmest I have ever seen the festival.  At nearly 40 degrees, the ice carvings were starting to pool with water and the urban sleigh ride was pulled by a tractor. Hey, at least they were honest. Here is my gallery for the Oakland Press.   Ferndale Ice Festival picture gallery  <<< Click here
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